Home > Education > Creative Financing? Is it possible to buy a small biz with 100% Seller Financing AKA, no money down?

Creative Financing? Is it possible to buy a small biz with 100% Seller Financing AKA, no money down?

Liability Financing, Cash Flow Financing, Inventory, Asset, etc are all options, but not what I’m looking for.
Any ideas?
Thanks for your input.


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  1. zohanR
    July 21st, 2010 at 19:02 | #1

    you can actually, i have seen one business for 450k in washington…But the thing is when seller is gna do 100% financing he over price the business and anyways it wont be worth taking a loan for entire life. My idea dont do that even if someone offers it.

    It wont make u any money cos if it was making money why would anybody get rid of it like that with $0 down.

    good luck

  2. Peggy I
    July 21st, 2010 at 19:02 | #2

    I sincerely doubt you will find a reputable business, which is an actual functioning (profitable) entity that would allow you to do this. If I am going to sell you something, I expect you to have some skin in the game.

    Think about it from the other side. Why would you want to basically give your business away to someone else, on a promise that they will pay you back out of the profits.

    If it was me, I would be better off just hiring someone to run it, and keep my equity.

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