Two years ago I had a foreclosure, my income has increased and the reason for the delinquency on my prior loan was due to complications in my pregancy that put me on disability for six months. We are living in a rental but the landlord was using our rent money to pay the mortgage on his personal home and now the hose we live in is foreclosing. There are many houses in our area selling for dirt cheap, I’m talking like k-5. Do I have a chance to buy another house?